The benchmark 10-year government security yield eased after the RBI’s announcements and the stock market indices turned green. Inflation is a concern globally, including in India. Though it is more…
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Your Money: Rate Hikes? Invest As Per Risk Appetite
Instead of reacting to every rate hike, continue your investments according to your financial goals. Today we all know that the Reserve Bank of India (RBI) is increasing interest rates….
Fixed-Income Investments Becoming Attractive Again
Returns from debt mutual funds have been muted for some time, but in the process, the accrual level has been moving up, which makes it relatively that much attractive. There…
How To Measure Risk In Debt Funds
In our previous issue, we discussed the various types of risks in debt funds. This time, we will discuss the Sebi-mandated methods for communication of the risk level in a…
SWP For Retirement Planning: How Much To Withdraw?
Ideally, MFDs/RIAs should keep retirement corpus and legacy planning separate for prudent retirement planning. Many MFDs/RIAs use SWP for retirement planning. It offers flexibility, tax efficiency and market-based returns. However,…
The Anomaly In India’s Interest Rate Structure
SYNOPSISWhen RBI commences a hike in interest rates, the anomaly will start reducing. When you see commercial ads screaming at you, offering home loans at 6.5%, the rate seems lower…
Your Money: What Makes ELSS A Section 80C Topper
Flexibility, reinvestment ability, tax efficiency and long-term returns make ELSS a winner. There are multiple investment options for saving tax under Section 80C of the Income Tax Act. Quite logically,…
Manoeuvring Market Risks
As long as fluctuations are within range, you should stay put with your investments. Everything in life comes with risk. The same goes for your investments. It is important to…
Know The Risks To Your Debt Funds
Is it safe? That’s what people want to know when they talk about default risk in investments. Let us state one basic aspect for the sake of clarity. A mutual…
Revisiting Franklin Templeton Fiasco After Two Years
23 April 2020 – it was a remarkable date in the history of debt funds in India. For the first time in history, a mutual fund house shut not one…
Good Times Ahead For Debt Funds, Though Returns Are Muted
Market-level fluctuations are part and parcel of any market, be it equity or debt or commodities. Price levels work in cycles and if you stay the course, you will reap…
With Yields Up, Will Interest Rates On Small Savings Schemes Rise?
The government has seen it fit to keep interest rates on small savings schemes such as NSC and PPF steady despite them being pegged to g-sec yields that have fallen…