If you are losing your sleep at 5% or 10% of stock market correction, then you do not have the stomach for volatility and have low risk appetite. Financial planning…
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RBI Review Points To Interest Rate Increases Soon
SYNOPSISThe hikes in the interest rates will be done gradually as per changes in RBI’s priorities. Every two months, the Monetary Policy Committee of the Reserve Bank of India (RBI)…
Should you stay in a safer debt fund till there is clarity on rate hikes?
SYNOPSISBond yields and prices move inversely. Rising interest rates would adversely impact the returns of bond funds. The NAV of funds is computed at the prices prevailing on that day….
What Should Be Your Holding Period In Debt Funds?
The most common refrain that investors have for the debt component of their portfolios, in these times when interest rates are moving up, is what is appropriate. Since interest rates…
When Mutual Funds Merge Fixed Maturity Plans With Debt Funds, What Should Investors Do?
Since FMPs come with a specific timeframe, are close-ended, and of a specific credit quality, investors must first ensure the profile of the new schemes suit their investment objectives. Earlier…
NSE: An Agent To Separate The Wheat From Chaff
SYNOPSISThe NSE opened the doors for many who worked under big brokers. The trading framework we have in place today is the outcome of efforts made by all market participants,…
Your Money: Don’t Get Swayed, Focus On Your Portfolio
The Russia-Ukraine war does not change market fundamentals. India remains the growth story.Over the last two to three weeks, investors tracked global developments, not only from the human or emotional…
Index Funds: Check Their Tracking Errors Instead Of Returns
The lower the tracking error, the better the index fund and it’s getting better over time as index funds lower their expenses. The appeal of passive investments—putting money in funds…
What Not To Look For When Investing In Debt Funds
We usually discuss what to look for while investing in an asset class (such as equity, debt, gold, etc.) or through an investment vehicle (for example, mutual funds or portfolio…
Staying The Course
There is a subtle difference between the returns earned by the fund in which you are investing, and the returns you, as an investor, earn from the fund. And no,…
Smart Investing: Know How You Can Invest In Global Equities
While you can buy stocks directly at exchanges abroad, the mutual fund route where you buy units of Fund of Funds or Exchange Traded Funds is much more convenient. An…
Portfolio Yield Reset In Debt Mfs
In a longer maturity fund, the adverse impact of yields moving up is higher. We all know that interest rates are set to move up, rate cycle reversal is a…