SYNOPSISIn retail loans, credit cards were worst affected, with NPAs shooting to 3.5% in FY21. In an earlier article, we had discussed the improvement in credit rating ratios (upgrade-downgrade ratios)…
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Debt Funds: Lessons From Franklin Templeton Episode
Investors are now being selective in choosing credit-risk-oriented funds as liquidity in those papers rated ‘AA’ or lower is not as good as ‘AAA’. It has been one year and…
Why Arbitrage Funds Aren’t Substitutes For Liquid Schemes
The appeal of arbitrage funds stems from the reasonably stable returns and their taxation as equity funds. Arbitrage funds are receiving substantial inflows of late, which is good from an…
Here’s How You Can Invest In Global Stocks
SYNOPSIS You will soon be able to: own global stocks directly. NSE International Exchange (NSE IFSC) and BSE International Exchange (INX) have announced that trading will commence soon on their…
RBI Keeps Interest Rates Low Despite Economic Revival
SYNOPSISAt some point of time, the RBI will have to tread the path of normalization. As the Reserve Bank of India’s (RBI’s) monetary policy committee (MPC) met for its bi-monthly…
Retail Direct Gilt Accounts Add To Investors’ Choice
According to a notification issued by RBI on 12 July, investors who sign up for an RDG Account will have access to NDS-OM odd lot segment/RFQ (request for quotes). SYNOPSISAn…
Inflation Isn’t In Your Control, So Worry Not
If prices are rising quickly, your investments should compensate for the trend; but that does not mean changing your portfolio allocation strategy These days, a lot of opinions are being…
‘How Franklin Templeton MF Effectively Preserved Investors’ Money’
FT took the hard call, a hit on their reputation and investors went through stress but it proved to be good for investors. There has been a lot of anguish…
Bank Deposits Insurance: Two Ways To Optimise Coverage Under DICGC
Spread your deposits across banks or open multiple accounts under different capacities in the same bank with up to Rs 5 lakh in each account to get maximum DICGC protection….
How ULIP Taxation Has Brought In A Level Playing Field With Other Investments
The thought process behind this amendment is that ULIPs should not be viewed as a vehicle only for investments or tax efficiency. Unit Linked Insurance Plans (ULIPs) are investment vehicles wrapped…
All You Wanted To Know About 54EC Bonds
Investments can help you get exemptions of up to ₹50 lakh per year in capital gains tax A popular option for saving long-term capital gains tax on sale of property…
Flexicap Funds: The Place In Investors’ Portfolio
The essence of investing through mutual funds is that you are going with the fund manager’s stock picking skills. In Flexi Cap category, there are 24 schemes as of May…