The essence of investing through mutual funds is that you are going with the fund manager’s stock picking skills. In Flexi Cap category, there are 24 schemes as of May…
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Large Cap Vs Small Cap: Balancing Growth And Risks
Net-net, small cap stocks have relatively higher risk and relatively higher growth potential than large cap ones. There are thousands of stocks listed at the stock exchanges. The generally accepted…
Hybrid Funds Vs Balanced Advantage Funds: Which One To Go With?
SYNOPSIS In the AHF (aggressive hybrid funds) category, the average annualised return over 10 years is 11.99 per cent, which is the crux of the debate i.e. 11.99 per cent…
Should You Recommend Target Maturity Funds To FMP Investors?
Target maturity debt funds score over FMPs. Let us look how. FMPs were popular among investor when interest rates were higher. However, with declining interest rate scenario, the demand of…
Pandemic’s Impact Not Too Harsh On The Macro Level
SYNOPSISHouseholds and corporates preferred safety of bank deposits even when rates of interest fell. In a year hit by slowdown in growth induced by the covid-19 pandemic, you would expect…
CRISIL And ICRA Highlight Fewer Corporate Defaults: Should Debt Fund Investors Be Happy?
Rating agencies make it clear, however, that the improvement was driven not so much by fundamentals, but due to measures such as loan moratoriums, RBI’s liquidity injections and credit guarantee…
3 Risks To Watch Out For While Investing
It is preferable to invest through regulated vehicles so that a risk is out of your way There is lots of literature on risk in investments. Here, we will simplify…
Fixed Income: Check Whether Your Bank Deposits Are Safe
There are two implied aspects on safety of bank deposits apart from DICGC insurance cover— government ownership of the bank or whether it is too big a bank to fail….
Multicap Vs Flexicap Mutual Funds: Which One Is Better Than The Other?
SYNOPSIS SEBI circular mandated that multi cap funds should have a minimum of 25% assets in large, mid and small cap segments. This took away the flexibility of fund managers…
What Debt Fund Investors Must Know About Sebi’s New Risk Class Matrix
Fund houses now have to communicate the maximum risk they intend to take. SEBI’s earlier mutual fund categorization norms of October 2017, which were implemented in the first half of…
RBI Delivers A Booster Dose In Policy Review
SYNOPSISIn the context of your investments, it is more or less neutral for equities. As the RBI’s monetary policy committee (MPC) met on Friday, it was generally expected that it…
Credit Risk Mutual Funds May Have Turned The Corner
Barring a couple of schemes in the category, most credit risk funds have delivered reasonable returns in the last three years. We had the worst ever corporate credit default cycle…