With the possibility of a downward revision in rates looming, it’s time to consider your options here We are all aware of the flurry of activity that happened at the…
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How Market-Linked Debentures Combine The Qualities Of Equity And Debt
The ultra rich now have a wider basket of market-linked debentures to choose from In bonds, the returns are known upfront. At the other extreme are equity investments, where returns…
Does Skin In The Game Help Funds Manage Better?
SYNOPSISThere is merit in Sebi’s circular as it gives better confidence to unitholders of mutual funds. If a service provider has skin in the game, it does impart confidence to…
Debt Fund Investors Moving Towards Safety
The broad pattern of movement of AUM in the mutual fund industry shows the preferences of investors. Tracking the debt fund AUM movement over the last one year throws up…
Does The New Name For Dividend Option Clear Air?
SEBI has renamed dividend option in mutual funds as ‘Payout of income distribution cum capital withdrawal’ option from April 1, 2021. Mutual funds offer two options – growth and dividend….
Smart Investing: Options To Park Your Short-term Surplus
Both liquid funds and bank savings account are good for parking short-term funds. Compare terms of safety, liquidity and returns before taking a final decision. For parking your short-term funds,…
All-in-one Investing: How To Invest In Multiple Assets Through One Fund
SYNOPSIS Even though judicious allocation is key, based on the investor’s risk-return profile, horizon, investment objectives, etc, usually portfolios tend to get skewed in favour of one asset class. The…
One Year After Franklin Templeton Episode: Loss Of Reputation, But Repayments Restore Faith
Given that more than half the money has been paid back and all six debt funds are showing handsome returns, it is expected that in due course people will get…
Improving Credit Quality Is A Good Sign For Investors
SYNOPSISGross and net NPAs for banks were lower as on 31 December compared to 31 March 2020. Usually, when the economy is going through stress, like in FY21 with a…
Be An Early Bird To Save On Taxes
The earlier the better it is for investing in tax-saving instruments You would be thinking, we just got over one tax ‘season’ viz. March 2021. Why talk of the next…
Options For Senior Citizens: Fixed Income Options For Lower Tax Bracket
For people in lower tax bracket, any interest income taxable at the marginal rate will lead to tax efficiencies, with the exception of tax-free bonds. As per the earlier (and…
Why Investors Prefer Open-Ended Debt Funds Over Fixed Maturity Plans
There is a clear preference for open-ended funds among investors, as these are adequately liquid. There was a time when Fixed Maturity Plans (FMPs) used to be popular among investors….