Comparison of investments are, typically, based on three parameters, referred to as SLR—safety, liquidity and returns. Before we discuss which one is better—debt mutual funds or post office (PO) schemes—let’s…
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Can Yield Movements Help Investors Assess Risks Of Bonds?
In addition to checking the credit rating of a security, yield movements too can be useful signals for investors. The approach to assessing the credit risk of a debt fund…
Committed Return Products From Insurers
Traditional non-unit linked insurance products offer tax-free returns and insurance coverage, but are for a longer tenure and liquidity is limited. There are multiple options in the space of committed-return…
MF Vs Gold: What Is Best For You?
Traditionally, investors have embraced gold as a safe haven for portfolio protection during political tensions, geopolitical turmoil and economic turbulence. Gold prices, historically, tend to surge significantly only during periods…
Indian Banks May Withstand Next Wave Of Bad Loans
From the perspective of an investor, whether equity or debt, the banking system can withstand the next wave. The banking sector went through a bout of pain, starting with the…
Attractive Fixed Income Options Amid Falling Interest Rates
The interest rate on small savings schemes are not reduced as frequently as they are supposed to be. Interest rates have been reduced drastically to drive the economy upwards, in…
Should Trustees Use Jasoos On Mfs Or Go For Public Outreach?
SynopsisTo use a light-hearted analogy, this officer shall be the ‘jasoos’ (detective) of the trustees on the AMC. The circular clarifies that the trustees shall continue to be liable to…
Missed Latest Rally In Gold, International Equity? Do This And You Will Not Miss The Next Bus
Multi-asset funds allow investments in multiple assets including gold and international equity. It has been proven that allocation is the critical part of investment. Not just allocation, but a judicious…
RBI Policy Review: Why Pausing Rates Does Not Mean Inaction
There may be room for further rate cuts, only that they may happen at a later date. In today’s RBI policy review, as always, the debate and anticipation centred on…
Debt Mutual Funds: Savvy Investing Is Discovering Risks Early
From October, AMCs will disclose the portfolio factsheet twice a month and the yield to maturity of the instruments will convey what the market is perceiving about that instrument much…
Scorecard Of Balanced Advantage Funds: Winners When Markets Correct, Laggards In Rallies
The usual strategy is that the fund invests at least 65 per cent of the portfolio in equity, to be eligible for equity taxation. There are a set of schemes…
FII Investments In Debt: Why Are We Lower Down In Pecking Order?
SynopsisForeign investments, subject to limits, are welcome as they create that much demand for the fresh supply of instruments. Foreign institutional investment or foreign portfolio investment in debt is subject…