Multi-asset funds allow investments in multiple assets including gold and international equity. It has been proven that allocation is the critical part of investment. Not just allocation, but a judicious…
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Does Size Matter In Liquid Funds? The Biggest Is Not Always The Best
The liquid fund category has seen a constant rush of inflows as investors, both retail and institutional, have parked money in these schemes to get better tax-adjusted returns apart from…
Is It Fair To Compare To Arbitrage Funds With Liquid Funds?
Over the last few months, we have seen significant volatility in the assets of arbitrage funds. While the category saw net outflows of Rs.33,800 crore in March, it has recovered…
It’s High Time For The Market Regulator To Redefine Debt Fund Categories
Debt MF categories need to be revised as the system has gone through a lot of changes. Since the time the Securities and Exchange Board of India (Sebi) notified the…
Fixed Income: Buying Bonds? Just Hold Till Maturity
If you buy G-Secs or AAA oriented portfolios (Bharat Bond ETF / high-credit-rated Banking & PSU Funds) and hold till maturity, both credit risk and volatility risk will be taken…
Franklin Templeton Mess: An Alternative Approach To Settling Investor Dues
SEBI must help unit-holders decide between instant redemption and delayed gratification. Investors may have experienced much heartburn after Franklin Templeton wound up six of its schemes and more so with…
Opinion | It’s Time To Revise Sebi’s Hybrid Fund Category Norms
We have discussed earlier the necessary changes that are required in Securities and Exchange Board of India’s (Sebi) debt fund contour regulations. While the broad market focuses on equity and debt funds, hybrid funds…
Monthly Payments: Pause SIP If Needed, But Do Pay Your Emis
If you are facing cash-flow difficulties and drawing from your savings, even then continue your EMI as the interest on your loan is likely to be higher than what you…
There Is A Case For Buying AT1 Bonds. But Should You?
We discussed earlier, the debacle in Yes Bank additional tier 1 (AT1) perpetual bonds, how they were mis-sold to investors who are not savvy, and the matter being in the…
RBI Rate Cut: Invest In Longer Maturity Gilt Funds With A 5-10-Year Horizon
For a horizon of, say, 1-3 years, it is preferable to opt for a short portfolio maturity so that volatility would be lower. The RBI continues to do “whatever it…
Bonds Or Equity: Which One Gives Higher Returns Over The Long Term?
Over the long haul, if you do a judicious allocation to equity, debt, or any other asset like gold, you would get decent returns. In uncertain times like these, when…
MF Regulation: Choosing Between The Letter Of Law And Maximising Investor Value
The debate is about an action, which may, to a certain extent, be on the wrong side of the law, but would ultimately give higher value to investor The events…