We all have top of the mind recall that the tepid growth of the economy requires interest rates to be eased so that money is available relatively easily and pumps…
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Fixed Income: Here’s How You can make your Investments Tax-Efficient
There are certain attractive investment avenues which are taxable, and for most investors it is taxable at the slab rate of 30% plus surcharge as applicable plus cess. However, if…
How Volatility And Default Risk Affect Returns Of Short-Term Debt Funds
Theoretically, there are multiple risks in debt funds; these may add up to, say, 10 in number. Of these, the important and relevant ones are volatility, and credit/default risks. In…
Opinion | In The Age Of Data Overdose, What’s Relevant To You
Every day, and every hour, we are hit by some data point. It could be through the morning newspaper, television channels running “breaking news” throughout the day, a mobile app,…
How To Select Debt Funds In The Current ‘Event’Ful Times
The recent series of credit events in the debt market have made most advisors and investors shy away from most categories of debt funds. There is a clear shift from…
Mark-To-Market Valuation Of bonds, A Positive For Investors In The Long Run
Over the last few months, the rules for marking to market the securities held by debt mutual funds have been modified. Before we discuss market regulator SEBI’s new rules, let’s…
Opinion | Rate Cut Impact On Investment Pofile Positive
The economy having caught a viral fever, the mandarins are administering various doses for recuperation. The Reserve Bank of India (RBI) cut the signal for interest rates, which is the…
Fixed Income: Attractive But Illiquid Investment Options
There are three basic tenets of an investment, with the acronym ‘SLR’. It stands for safety, liquidity and returns. People, however, look at investment options in the reverse order, i.e.,…
SEBI Circular: Liquid And Overnight Fund Portfolios To Become More Transparent; But Exit Loads Will Apply For Early Redemption
SEBI has tweaked some fund management regulations for the liquid and overnight funds categories, through a Circular issued on September 20. Here, we discuss these changes and focus on how…
All You Need To Know About Investing In Bonds
A lot has been discussed about investing in bond mutual funds. Here is what you need to know about how to invest in bonds or debentures. Q: Is investing in bonds…
Will External Benchmark Bring Down Loan Rates?
One of the pet peeves of customers of bank loans, and rightfully so, is that banks are quick to raise loan rates when interest rates are moving up, but…
Opinion | 110 bps Cut Later, Transmission Is The key Now
Come any monetary policy review by the Reserve Bank of India (RBI), and all eyes are on the “action” on policy rate, like the climax of a movie. This is…