SYNOPSISOn one hand, RBI is the regulator of the banking system and on the other hand it is the merchant banker of the sizable g-sec issuance programme. The bond market…
Browsing CategoryContributed Articles
Going Beyond The B15 Locations: From India To Bharat
The increasing financialization of investment assets of the average household, since demonetization, is being widely discussed in social and media circles, and mutual funds have been a significant vehicle in…
RBI Policy Review: Market’s Non-Reaction Is The Perfect Reaction
The RBI did flag off the risks to inflation, but did not sound alarmist. The RBI Monetary Policy Committee (MPC) presented the sixth bi-monthly Review today, where they held their…
Recency Bias: More Relevant In Today’s Context
In behavioral finance, there is a concept of recency bias, which means a preference for, or expectation of, what happened in the recent past to re-occur, rather than expecting what…
What Does Budget 2018 Hold For Fixed Income Investors?
The government securities (Gsec) market, the first to react to news and events in the bond market, has given a thumbs down to the Union Budget 2018. The (new) 10-year…
Budget 2018: FM Jaitley Has Done His Bit; The Market Has To Move On
The Union Budget 2018 is out and you know that: • There is tax on long term capital gains over Rs 1 lakh on sale of equity shares at 10…
How Do Stock And Bond Markets Talk About Each Other
In this articlepublished earlier, we discussed that both the markets, equity and debt, look stretched on valuations. At that point of time, the yield on the 10-year government security was approx 6.5%…
With Bond Yields Going North, What Should You Do?
Recommend short term bond funds to your clients. Over the last six months, the debt market has been quite volatile. There are many reasons for this volatility – chances of…
Investments: Take A Ladder Approach For Your Portfolio
Investment in securities maturing as per your requirement of funds, leads to perfect laddering. Rather than speculate with your entire savings for slightly higher returns, preservation followed by growth should…
Can Distributors Give Some Advice?
SYNOPSISSebi’s third consultation paper on investment advisory guidelines says that distributors and advisers can’t both distribute and advise. Sebi’s third consultation paper on investment advisory guidelines says that distributors and…
Why Investments Must Be For Long-Term; It Is Not Only Just About Tax Efficiency; 3 Power Points
Investments should be in the growth option rather than in the dividend option. This is not only about tax efficiency but about the principle of building your long-term corpus. Expecting…
Bankrupt Corporations Don’t Need Protection
SYNOPSISWe should object to not only the ‘bail-in’ clause of the FRDI Bill, but also to anything that is an unjustified drag on the system. We all are stakeholders in…