SYNOPSISProper allocation of the portfolio to equity, debt, gold is important. Taxation on investment profits or gains is like the proverbial two sides of a coin: The investor would think…
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Why Investing In A Bank Nifty Fund Makes Sense When The Economy Revives
The Nifty Bank TRI has outperformed the Nifty 50 TRI in six of the last 10 years. The debate and research on active versus passive have shown that passive large-caps…
Make Use Of The Mutual Fund Route To Silver For A More Diversified Portfolio
SYNOPSIS While silver as an asset class has always been there, the regulator has now allowed mutual funds to offer this as an underlying. This makes the process of investment…
Tax Arbitrage Between Mutual Funds And Ulips Should Be Addressed In Budget 2022
It is Union Budget time, and time to discuss taxation aspects, among other things. Let us discuss the tax treatment differential between investments in mutual funds and ULIPs. Till the…
Portfolio Diversification: Indirect Investment Options In Real Estate
Real Estate Investment Trust and Fractional Real Estate allow you to make money on rental yield apart from capital appreciation. For taking exposure to any asset class, you can invest…
All About Retail Ownership Of The Stock Market
SYNOPSISThe enhanced participation by retail investors in the stock market is very encouraging. Retail or individual ownership of stocks, and share of traded volume in the secondary market, is on…
Despite Hikes, RBI Would Still Be Supportive On Interest Rates In 2022
Five of the six MPC members voted on maintaining the stance as accommodative. It is now common knowledge that the RBI is going to hike interest rates in 2022, and…
Bonding With Bonds: How To Use The Direct Bond Route
When it comes to investments in bonds, we think mutual funds (MFs), and for valid reasons. Having said that, investors should be aware of the direct bond route, the advantages…
Are Equity Funds Tax Efficient Than Debt Funds?
Tax efficiency in mutual funds is a function of horizon. When we look for tax efficiency in mutual fund investments, we prefer equity over debt. Many of us believe that…
Looking Back, Looking Ahead: Fixed Income – Challenge Of Low Returns In Fixed Income
Provided you stay invested in a debt fund for an adequate time horizon after rates and portfolio accrual have moved up, you reap the benefit. The fixed income or debt…
Worried About Market? Invest In Hybrid Mutual Funds
SYNOPSIS To the extent you intend to make your portfolio defensive and reduce the equity exposure, you may consider these funds, either for fresh deployments or rebalancing. Many investors are…
RBI Maintains Status Quo, But Continues To Send Indirect Signals On Tightening Interest Rates
As a guidance for debt fund investors, for incremental money, the RBI is set to gradually hike interest rates. The Monetary Policy Committee (MPC) members decided to keep interest rates…