SYNOPSISHouseholds and corporates preferred safety of bank deposits even when rates of interest fell. In a year hit by slowdown in growth induced by the covid-19 pandemic, you would expect…
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CRISIL And ICRA Highlight Fewer Corporate Defaults: Should Debt Fund Investors Be Happy?
Rating agencies make it clear, however, that the improvement was driven not so much by fundamentals, but due to measures such as loan moratoriums, RBI’s liquidity injections and credit guarantee…
3 Risks To Watch Out For While Investing
It is preferable to invest through regulated vehicles so that a risk is out of your way There is lots of literature on risk in investments. Here, we will simplify…
Fixed Income: Check Whether Your Bank Deposits Are Safe
There are two implied aspects on safety of bank deposits apart from DICGC insurance cover— government ownership of the bank or whether it is too big a bank to fail….
Multicap Vs Flexicap Mutual Funds: Which One Is Better Than The Other?
SYNOPSIS SEBI circular mandated that multi cap funds should have a minimum of 25% assets in large, mid and small cap segments. This took away the flexibility of fund managers…
What Debt Fund Investors Must Know About Sebi’s New Risk Class Matrix
Fund houses now have to communicate the maximum risk they intend to take. SEBI’s earlier mutual fund categorization norms of October 2017, which were implemented in the first half of…
RBI Delivers A Booster Dose In Policy Review
SYNOPSISIn the context of your investments, it is more or less neutral for equities. As the RBI’s monetary policy committee (MPC) met on Friday, it was generally expected that it…
Credit Risk Mutual Funds May Have Turned The Corner
Barring a couple of schemes in the category, most credit risk funds have delivered reasonable returns in the last three years. We had the worst ever corporate credit default cycle…
Small Savings May Be Rewarding
With the possibility of a downward revision in rates looming, it’s time to consider your options here We are all aware of the flurry of activity that happened at the…
How Market-Linked Debentures Combine The Qualities Of Equity And Debt
The ultra rich now have a wider basket of market-linked debentures to choose from In bonds, the returns are known upfront. At the other extreme are equity investments, where returns…
Does Skin In The Game Help Funds Manage Better?
SYNOPSISThere is merit in Sebi’s circular as it gives better confidence to unitholders of mutual funds. If a service provider has skin in the game, it does impart confidence to…
Debt Fund Investors Moving Towards Safety
The broad pattern of movement of AUM in the mutual fund industry shows the preferences of investors. Tracking the debt fund AUM movement over the last one year throws up…