SYNOPSIS From the investors’ perspective, all AMCs are regulated by Sebi and there is no scope for any scam in the MF industry. Now that the Franklin Templeton issue is…
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Opinion | RBI Says ‘Main Hoon Na’ To Bond Market
Over the course of the year, the RBI will have to bite the bullet and communicate the change of stance from accommodative, as real interest rates, net of inflation, are…
Budget 2021: What It Means For Interest Rates And Debt Fund Investors
The RBI would gradually withdraw the excess liquidity in the system and then reverse interest rates. The current interest rates reflect the support needed for a pandemic-hit economy. At 4…
Lending To Peers May Be Worth A Look
Peer-to-peer lending can give higher returns at relatively lower risk in a falling interest rate scenario Interest rates have come down significantly. Bank deposit rates have eased, and fixed income…
Taxation Of Segregated Portfolio Simplified
Currently, the date of cost of acquisition of segregated portfolio is the same as the date of cost of acquisition of main portfolio. In December 2018, SEBI allowed creation of…
National Pension Scheme: NPS As A Tax-saving Tool Goes Beyond Section 80C
Annuity income from 40% of final withdrawal is taxed at a lower rate due to lower income after retirement, thus bringing NPS close to the ‘EEE’ label of tax exempt…
Are Index Funds, Etfs Really Better Than Active Mutual Funds?
Over the past few years, globally and in India, there has been a significant shift from actively managed funds to passive funds i.e. Index funds or ETFs. The rationale for…
Market your Classroom Training at the National Level
Market your Classroom Training at the National LevelFor the training industry, 2020 shall be known as the year that forced Clients to accept technology-delivered training. Zoom, Microsoft Teams, Web-conferencing have…
How Mutual Funds Offer Flexibility Of Playing Investment Themes
SYNOPSIS At the end of the day, the bet may or may not play out, depending on how the sector or theme performs. The USP of thematic funds is that…
Ulips Or Mutual Funds? These Factors Can Help You Choose The Better Option
One of the reasons to not summarily reject ULIPs is that there is an inherent tax advantage. As we enter the “tax planning” season from January to March, people look…
Banks’ Bad Loans Are Frozen, Take Data At Face Value
SYNOPSISThere is a risk of a further increase in NPAs amid the permanent loss of GDP due to the slowdown. Usually, in challenging times like economic growth slowdown, the non-performing…
Smart Investing: How To Use Equity Rally For Tax Harvesting
Book gains as price/NAV moves up, and buy the same share/MF scheme. It creates a higher acquisition cost for your ultimate taxation, when you sell the investment after an adequate…