Apart from the signal rate i.e. repo rate of 6.5%, there is a policy rate stance of the Monetary Policy Committee (MPC), which gives the future guidance. An easing stance, called ‘dovish’…
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Corporate Bonds: You Can Pick Up Bonds From Primary Market
By Joydeep Sen Due to certain events over the last couple of months, yield levels, i.e., interest rates on corporate bonds have moved up. It started with the default of…
Investing In Government Bonds: Why and How
Joydeep Sen For investment decisions, the guiding principle should be the SLR of investments: safety, liquidity and return. In terms of safety, government securities (G-Secs) are the safest since they…
Opinion | Loans Against Shares Not As Bad As Perceived
Debt mutual funds have various kinds of instruments in their portfolios. These are mostly bonds but there may be certain variants like commercial papers, certificates of deposit, government securities,…
RBI Policy: Interest Rate Hikes Ruled Out, More Transparency For Borrowers
Joydeep Sen In the run-up to today’s review by the Monetary Policy Committee (MPC) of the RBI, the question in everybody’s mind was that “inflation is benign, so they should…
“Mutual Fund Commission Should Be Adequate For A Distributor To Survive”
SynopsisSebi has been consistently reducing the recurring expenses (TER) that can be charged by mutual funds, thus making it more investor friendly. Expenses charged in a financial product by the…
Meet a fund category safer than liquid funds
Does the headline look surprising? It may, given the fact that liquid funds are supposedly the most stable among all mutual fund categories. However, given the negative returns in a…
Disinvestment: CPSE ETF – Invest With Caution As Returns Are Low
While performance of CPSEs in general and the CPSE Index in particular has been poor, valuations are attractive now for long-term investments. The Central Public Sector Enterprises (CPSE) Exchange Traded…
Disinvestment: CPSE ETF – Invest With Caution As Returns Are Low
By Joydeep Sen The Central Public Sector Enterprises (CPSE) Exchange Traded Fund (ETF) was launched as a route for divestment of part of the government’s stake in certain CPSEs. The…
The Concept Of Side-Pocketing, how It Matters
The concept of side-pocketing, in the context of mutual funds, has become relevant after the default by IL&FS and certain mutual funds giving negative returns. The negative returns have occurred because a…
Credit Risk: Defaults By High-Rated Issuers Show Avoiding Risk Is Not So Simple
Joydeep Sen In an earlier article, we had discussed the contours of credit risk funds, the risks and the mitigants. Today we discuss a related but slightly different concept: the…
Negative Returns From Liquid Funds? Here’s What You Should Do
By Joydeep Sen The USP of liquid funds is that these give stable returns even when the market is volatile. Individual investors use liquid funds for temporary parking of funds,…