Even after Sebi’s mutual fund categorisation norms have been implemented, some pockets of “interpretation” by asset management companies (AMCs) remain. Sebi’s objective of uniformity in parameters has largely been achieved, but there…
Blog
Mutual Funds: Are arbitrage funds a substitute for debt funds?
Over the last year or so, returns from debt funds have been muted, particularly long portfolio maturity funds, as market movement has not been favourable. One positive fallout of this…
Balanced funds vis-à-vis focused allocation: Which is the better option?
If your rationale for choosing a balanced fund is the marginal tax efficiency over a focused allocation, where the debt component gets taxed as debt fund, it is not a…
Borrowings: Should You Fund An Investment With A Loan?
For the retail investor, the basic purpose of investment is to gainfully deploy the surplus for building a corpus over a long horizon of time. A loan comes at a…
The Investment Case For Bank AT1 Perpetual Bonds
Perpetual bonds issued by banks as part of the Additional Tier 1 (AT1) requirements find takers in institutional investors as well as individuals (high net-worth individuals and the mass affluent…
Investments You Should Hold Till Their Maturity
Certain investments like bonds and closed-end debt mutual funds come with a maturity date. You would say, that’s normal. However, there are ways of taking advantage of it, if you…
SME Sales: Program Design and Training
SME Sales: Product Design and ConceptsTC has been empanelled to conduct multi-city training for a large private sector bank’s SME sales workforce. As a first step, the training is scheduled…
How To Take Advantage Of Rising Short Term Interest Rates
Joydeep Sen Yield levels of short maturity debt instruments, also known as money market instruments, have moved up i.e. prices have come down. Liquidity in the banking system is not as…
Do You Know About These Alternate Investment Options? Check Them Out
Joydeep Sen When we talk of diversification of investments, the discussion centres around equity and debt. The reason is, the alternate investments are still alternate, i.e., not yet mainstream. The…
G-Secs: Fixed Income Investment For Very Long-Term – Reliance Nivesh Lakshya Fund
When your investment horizon is very long, say 20 or 30 years, there is a case for higher allocation to equity. That apart, fixed income allocation also may be for…
How Does Debt Fund’s Maturity Roll-Down Help Manage Market Risk
Joydeep Sen When we say passive fund management, we normally refer to index funds, which mimic a given index such as Nifty or Sensex. However, the index itself can be…
Benchmarking Portfolio Is All About Perspective
Performance of a mutual fund scheme or PMS portfolio is assessed with reference to a benchmark. There are various benchmarks available; the designated benchmark is the one with nearest correspondence…