Joydeep Sen Yield levels of short maturity debt instruments, also known as money market instruments, have moved up i.e. prices have come down. Liquidity in the banking system is not as…
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Do You Know About These Alternate Investment Options? Check Them Out
Joydeep Sen When we talk of diversification of investments, the discussion centres around equity and debt. The reason is, the alternate investments are still alternate, i.e., not yet mainstream. The…
G-Secs: Fixed Income Investment For Very Long-Term – Reliance Nivesh Lakshya Fund
When your investment horizon is very long, say 20 or 30 years, there is a case for higher allocation to equity. That apart, fixed income allocation also may be for…
How Does Debt Fund’s Maturity Roll-Down Help Manage Market Risk
Joydeep Sen When we say passive fund management, we normally refer to index funds, which mimic a given index such as Nifty or Sensex. However, the index itself can be…
Benchmarking Portfolio Is All About Perspective
Performance of a mutual fund scheme or PMS portfolio is assessed with reference to a benchmark. There are various benchmarks available; the designated benchmark is the one with nearest correspondence…
16 Debt Fund Categories: Simplified ‘To Do’ for You
What should I do? With so many fund categories around, and AMCs changing names or features of their funds to comply with the new norms, the question will come to…
RBI Credit Policy Review: The Wise Men Remain ‘Neutral’
Joydeep Sen The Monetary Policy Committee (MPC) presented its Second Bi‐monthly Monetary Policy Statement for 2018-19 on Wednesday. It raised rates by 25 basis points after almost four-and-a-half years. Overnight repo…
Why You Need To Be Financially Literate To Make The Right Investment Decision
People who are not from a financial background and are investing in financial products, need to develop basic understanding of the product. Even if you are putting your money in…
Both Large- And Small-Cap Mutual Funds Give High Returns
As an investor, you always had the choice between the relative stability and long-term growth of large-cap funds, and the potentially higher returns accompanied by higher volatility of small-cap funds….
Do Not Compare Apples With Oranges Post Scheme Merger
While comparing a fund’s performance vis-à-vis its peers, you need to ensure that you evaluate the performance of similar schemes. For example, comparing a short-term fund investing in high quality…
Mutual Fund Scheme Changes – What Should The Investor Do?
In the last few weeks, as a mutual fund investor you must have been getting notices from asset management companies (AMCs) on whether you want to exit from the fund…
New Mutual Fund Categories: What You Should Do In The Evolving Scenario
The new mutual fund categories notified by SEBI on 6 October 2017, to which the AMCs submitted their restructuring proposals by 15 December 2017, is now under the process of…