Let us understand the impact of SEBI’s circular on scheme merger on key categories of debt funds. The SEBI circular on categorization and rationalization of mutual fund schemes is set…
Blog
The New Paradigm For Hybrid Funds To Adopt
The new nomenclature for hybrid funds makes their asset allocation easier for investors to understand. Under the new norms of Securities and Exchange Board of India (SEBI) for fund categorization,…
Mutual Funds Schemes Mergers: Should Investors Exit Or Not; The Truth Explained
You invest in a fund when you agree with the investment mandate, i.e., how the fund is managed and where all the money is being invested. You invest in a…
Proposed New Lending Benchmark: What It Means For You
Like loans the bank deposits too should be linked to floating rate external benchmark. So many times you have wondered, while interest rates have been coming down in response to…
Bad Loans And Investment Climate: Not As Bad As It Seems
SYNOPSISSome data indicates that banks’ bad assets are near to bottoming out When we are bombarded with something every quarter, we end up believing it. In fact, sometimes it seems…
How To Sell Debt Funds When Equity Is Booming
Given the rally in the equity markets, everyone is gung ho on equity. In fact, in the past three years, equity funds have delivered superior returns over other asset classes…
Mutual Fund Scheme Consolidation: Finding Middle Path May Benefit Investors
Only a fund with a relatively smaller corpus size can be quickly repositioned; a large fund will have the baggage of existing portfolio which should not be disturbed Joydeep Sen…
What You Should Focus On While Deciding Your SIP Allocation
The average SIP size is Rs 3,250 and the month-wise collection through SIPs is just under Rs 5,000 crore per month now. It shows investors are walking in the right…
Mutual Funds: What Should Investors In Dynamic Bond Funds Do? Find Out The Way Forward
There is a case for some further policy rate easing in the Oct 4 RBI Policy review, driven by real positive interest rates, inflation being within target and GDP growth…
All You Need To Know Before Investing In Credit Risk Funds
Joydeep Sen Credit risk funds have suddenly sprung into discussion consequent to two recent ‘credit rating downgrades’. Let us put things in perspective, in the context of investing in credit risk…
TrainingCentral Program Helps RCF and RHF achieve First Time Right (FTR) of 95% in Six Months
The TC CPA Program Helps RCF and RHF achieve First Time Right (FTR) of 95% in Six Months Internal analysis conducted by TC client Reliance Commercial Finance (RCF) showed trends…
Long Term Capital Gains Tax On Fixed Income: How To Calculate Indexation Benefit
Joydeep Sen In the context of taxation of fixed income mutual funds, it is known that tax efficiency is generated over a holding period of three years. The investment in…