Inflation-adjusted term deposits that give guaranteed real returns may be the answer to senior citizens’ woes of inflation eating into their retirement income In a scenario of falling interest rates,…
Posts TaggedDebt Markets
Why Investors Should Look At Inflation Points
After RBI’s 25 bps rate cut, investors in long bond funds should stay invested and look to exit either when market runs ahead expecting the next rate cut or when…
Relative Valuation Of Equity And Debt: What The Market Is Telling You
Markets have run up in anticipation. In the bond market, there is expectation of rate cut by the RBI in view of soft inflation. At the current juncture, both the…
How To Handle Legacy Holdings Of Client Portfolios?
Emotions and psychological biases are an integral part of investment management. Sometimes it is as important a part, or even more important, than hard facts and analysis. Here we will…
How India And US Bond Markets Are Moving And Lessons For Investors
To make sense of the ‘conundrum’, there is one common factor driving markets: liquidity. As a thumb rule, when the economy is expected to grow at a brisk pace, equity…
How To Track Bond Funds: G-Sec Yield Is The Correct Benchmark, For Long Term Ones, For Money Market, Track Yields Of Treasury Bills
Certain things seem easy to track, particularly in today’s age of information explosion through various websites and apps. However, in spite of availability of data, you need a proper perspective…
Looking To Invest In Bank Perpetual Bonds? Beware Of Risks
The ICRA rating rationale states that rating for the Basel III compliant Tier I bonds is four notches lower than the Basel III complaint Tier II bonds of the bank…
For Fixed Income, Return Expectation Is Not The Only Parameter
SYNOPSISWith lower inflation, returns from short-term bond funds would be enough to beat inflation and generate real positive returns. When it comes to shifting from one investment category to another,…
Why RBI Will Not Cut Rates In The Upcoming Policy Review Meet
A curtain raiser on RBI monetary policy review. In the run-up to any RBI Monetary Policy Review, the focus of the market is on policy rate i.e. either a change…
Debt Funds: Short Or Long? Why Portfolio Maturity Matters
In the current context you would be hearing from your adviser to shift to short term bond funds, which have a portfolio maturity of two to four years, from longer…
When To Exit Debt Funds?
If you invested three years ago, you should shift to short-term bond funds. Many investors focus on timing their investments. If the investment is not goal based, then the timing…
Which Hybrid Mutual Funds Should You Choose?
To compare between balanced funds and equity savings funds, as long as you have an adequate investment horizon and risk appetite, balanced funds may be the better choice. The India…